UBONG OKOKON EBUK, and DR. UYAI E. AKPANOBONG. 2026. “FINANCIAL MANAGEMENT STRATEGIES AND PERSONAL EXPENDITURE OF BUSINESS EDUCATION STUDENTS IN PUBLIC UNIVERSITIES, SOUTH-SOUTH, NIGERIA”. UNIUYO JOURNAL OF BUSINESS EDUCATION AND ENTREPRENEURSHIP 3 (3):99-112. https://ujbee.com/index.php/UJBEE/article/view/75.