Dr. Eneawaji F. Ukoima, CYRIL REMIGIUS UMOH. STAFF MULTI-PURPOSE COOPERATIVE SOCIETIES’ INSURANCE AND MEMBERS’ WELFARE IN PUBLIC TERTIARY INSTITUTIONS, AKWA IBOM STATE, NIGERIA. UJBEE [Internet]. 2025 Aug. 28 [cited 2026 Jul. 6];1(1):18-25. Available from: https://ujbee.com/index.php/UJBEE/article/view/4